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Have a monthly family meeting

 Talk about goals, money, and schedules. A lot of family planning topics should include participation from your children and spouse. Kids should be aware of the cost of special programs in which they are involved. They should also understand how their calendars supplement or strain the family calendar. Having a real family conversation about financial goals, allowing everyone to add their input for what they think the family should be saving for, can really help keep everyone on board with financial decisions. Saving for a vacation may really change a child's attitude about not getting every toy they for which they have asked. Knowing that the family has a plan and that it's for their benefit can really work for long range goals.

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