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Showing posts with label Shopping. Show all posts
Showing posts with label Shopping. Show all posts

Best price for hotels.

Check with hotel registries to see what's their lowest price in the area. Be sure to mention any affiliations you have such as teacher, military, USAA, senior. Also check online to see if there is another price available that they are not offering you. As the evening gets later on the day of travel, you may be able to get the best price by walking into the hotel in person. Be prepared to walk back out, though, and make your reservation on your Smartphone in the parking lot.

Save up to buy a car without financing.

Interest costs you. A lot! Buy the best beater you can afford and survive with no car payment. Take the money you would have paid for a car payment and pay that to your "new car fund." Wait a few years paying your car fund every month and go shopping for a new - used car. Only do this if you need to, your current car may suit you just fine for even more years. Drive this new used car for many years with no car payment. Continue paying your "new car fund" each and every month to make sure when you want to make a purchase you can do it with cash. By doing this you avoid paying double the price when considering all of the financing charges. Never, ever buy a brand new car. Let other people find out what's wrong with the models and take a beating in depreciation those first few years.

Save on pets.

Don't get a pet. I didn't say to get rid of your pet because that pet is a member of your family. Don't get one in the first place and avoid all pet support and food costs associated with said pet.

Keep your pet healthy. A sick pet can easily become an expensive pet. Feed your pet properly, keep them at an appropriate weight, provide fresh water, exercise regularly, and make sure they get the shots and essentials they need.

Break apart flea drop packets. A rescue group clued me into this one. Take a small glass bottle with an eye dropper top. (Ours came from cleaning drops that belong to the fish tank I believe. health food stores may also sell them for essential oils.) Purchase the pack of flea drops for the absolute biggest dog available at your store in the bulk packaging. Make sure the jar is clean, then break open and pour the individual applications into your jar. Typically the price is nearly the same no matter the size of the dog and we were able to get 2 years of appropriate drops out of a 6 month package. Here is a much more precise explanation. http://www.starlightbostonterriers.com/fleamedchart.htm

Make your own treats. This can be a super fun and creative hobby as well and a bonding experience with your pet. Here is a nice compilation of biscuit recipes for your dog: http://www.thekitchn.com/cookies-for-canines-homemade-d-135078


Spay and neuter your pets to help limit the pet population and to prevent you from supporting additional unplanned pets.

Don't buy what you can make.

Don't underestimate your creativity or overestimate the need of your child. Often parents could make an accessory or toy at a fraction of the cost. The comparison is hilariously more dramatic when the items we're talking about are seemingly homemade. Make your own hair bows. Make diaper covers for your diapers or just for under dresses. Create costumes of all kinds out of scrap fabric. You can even go to a neat store to shop for what you want to make.  Here are some wonderful princess inspired aprons: http://giggleberrycreations.blogspot.it/2012/10/princess-dress-up-aprons.html or superheroes: https://www.etsy.com/listing/111711716/kids-superhero-apron-for-girls-or-boys

Stock up on good sales.

If there is a clearance sale or summer sale on something you know your kid will be ready for and love next season or next year - buy it now. School supplies are discounted a few months after the big day - stock up. See some great toys or even things for every person - create a gift closet for when you need birthday gifts for your child's friends or your co-workers. BUT don't overdo it.

Pillowcase dresses!

The full tip here is to look differently at everything you have and see what you are no longer using that you could use a different way. Very simple instructions are all over the web showing you how to turn grandma's old pillowcase that you love but will never use into an adorable dress for a daughter.

Expand child's time to fit clothing.

 Learn to sew. If your child (particularly girls - these are so cute) grows too tall for a pair of pants, consider making a ruffle or frill for the bottom of the cuff to make the pants last longer. Boy designs don't usually look very appropriate/good but could work when they are still 0-5. Here is one pattern: http://www.themotherhuddle.com/tutorial-ruffle-cuff-pant-legs/ or another: http://craftstew.com/sewing/quick-and-easy-way-to-lengthen-pants

Repurpose clothing.

By learning to sew and being creative you can turn a shirt around into shorts, make brother's shirt into little sister's dress; and as things shrink give them a new purpose. Daddy's big button up shirt can also be made into a super cute little girl dress. http://thegirlinspired.com/2011/09/his-work-shirt-to-her-school-dress/   This one might be a little easier to sew: http://sewing.craftgossip.com/cool-idea-little-girls-dress-from-dads-shirt/2009/03/27/  

Hand me downs!

When someone offers you clothes in the size you need or will be needing - SAY THANK YOU! Hand me downs and hand me across is a great way to boost your child(ren)'s wardrobe which will be grown out of soon anyhow. It if has a stain, find a cute bow, button, flower, or patch to put over the stain. This can make the item even more personal and appropriate to your child.

Swap-out, trade, and borrow kid toys.

Whether this is through an official toy swap circle where each mom passes two toys to the next parent on the list or a swap meet where you go and pick a few, find a way to trade kid toys. Meagan of http://www.joytroupe.com/ created toy sets and would switch out the toy sets occasionally to keep toys interesting.

Borrow books, videos, puzzles, music… from the library.

Kids are such wonderful creatures. Save your family budget from purchasing shelf after shelf of new books by going to the library regularly. Check out videos and music, too. Our library also had a checkout section for wooden puzzles, audio books, and curriculum packages. Many big libraries even have a variety of tech gadgets that you can try out to see what you like.

Garage sales

Garage sale with the kids or without them, each is their own experience. Look for new toys, books, and clothes but you might end up hooking up with a fun mom of kids who lives nearby, too. Often you'll be able to haggle down prices if you are reasonable. Consider offering a bulk price for several things that you are wanting.

Comparison shop for your regular subscriptions and contracts occasionally

Consider everything on your spending log and highlight anything you pay for monthly to annually. Whether it's cable, cell, internet, car insurance, life insurance, health insurance, banking, or electricity, take a few minutes each day to evaluate your subscriptions to see if there is a better deal to be made. This could mean signing up for the package that's available right now that suits your needs better or switching to another company for a lower rate.

Don't try to keep up with the Joneses

You and your family are the only family you will ever be and will always be. What someone else does with their money will affect their future and what you do will affect yours. Resist all temptations to compete or compare yourself with anyone else in your world, your mayor, your neighbor, your brother, your best friend. They are not you, and you need to only be responsible for you (and yours).

Get inspired - read magazines and blogs for ideas of how to save.

 Inspiration through other people is relatively free of charge. A great idea that saves you a ton of money is priceless. Learn how to do a skill that needs to be done in your house regularly. Learn a craft that's interesting. Find something that inspires you.

Use product websites.

Liking a Facebook page for a product or business could get you insider coupons and specials. Going to websites could get you access to coupons, specials, samples, recipes, and all sorts of extras that everyone else is missing. Some people suggest finding a "contact me" resource and sending an email asking for coupons or sending a nice letter that might be rewarded with coupons without your specific request.

Celebrate holidays off schedule.

If everyone in your family can plan to celebrate in the same off schedule way you can make many of the holiday stresses and expenses practically vanish. This can help you stock up on after holiday sales to use for your holiday. This can also help you avoid the holiday rush travelers and the expenses the market produces.

Use reusable gift bags.

 When family all travel to one location, you can even have a box of reusable bags that you've used every year, in a tucked away part of the house. That way people can bring gifts but they don't have to travel with the wrapping paper and bows. This is even more wonderful when families are flying to the location and everything seems to require inspection. 

Give essentials.

 A child might not appreciate getting only socks and underwear but they can definitely be part of the packages under the tree. Personally I like the idea of having a gift arrive at Thanksgiving that is the holiday pajamas for the entire family. That way they are worn throughout the time gearing up to Christmas.

Give cash or very intentional gift cards to loved ones.

 Often people are not aware of what their true wants and needs are. When asked for gift ideas, ideas can be expressed but the value of cash when needed can inspire very different decisions. If someone works on remodeling their home, cash would be a very good gift because they could choose a feature of their home to upgrade because of your gift. Additionally, gift cards well chosen to frequently used places can be just as good as cash.
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