Scrutinize Your Bills

We have everything setup on autopay. It is a great system to avoid missed payments but it is so hands off that we may be paying a lot for charges we never see. Get your bills out and read line by line what you are paying for. Be accountable for your spending every dollar of your money.

On our Internet bill we were paying $5 a month for a loaned modem. After how many months would that basic/cheap modem have been paid for? Do you need cable and internet with so much TV online? Can you cancel your landline or get a different plan for your cell phone with better features for less?

Get to know your mortgage statement - how much extra in a month would it be to pay a whole extra month every single month? If your payment is $600, that total is going to escrow, principal and interest. An extra monthly payment may only be $200!

What about your water bill, are you getting a service fee because of that flower bed blocking the access panel? Is your lawn watering costing you overage charges because of a conservation policy?

Are your insurance coverages right for your car's age and your home's value?

Are you still paying a gap insurance on your car payment?

Is your BANK costing you FEES? Are you paying a load fee for your investments? Find another bank!!!

Take a detailed look at where your money is going - even with the non-negotiable items like bills. Find the unnecessary and feed your pig. Review every bill. Slash every feature you can live without. If you want to live a better life, make the hard choices and don't let the money sit there - feed your pig!

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