Stack term policies.

 Once your considered your life, you can reasonably plan the timeline of what you will need for insurance throughout. By stacking policies, you can lock in at the best rates and only add on additional amounts as needed. These additional amounts can then be removed as you move out of those phases of life.

		Child Support
		Mortgage & College Funds
		Income Replacement
	Adjustment Period to Return to Work
Burial Costs
Single Person	Young Married Spouse	Young Married with Kids	Married with Older Kids	Married with Grown Kids