Monitor your spending and create a budget.

 By setting up a spending log, you can track how each dollar you earn is spent. This can further allow you to search for better choices. After tracking your spending it is much easier to create a realistic budget. By creating a budget, you are deciding what to do with your money. This decision making process is you setting goals for your life. By actively setting goals for your life, you are putting the choke hold on your money and keeping it in your control.