Automate your savings deposits.

 Once you have an income you should begin saving. Whatever your financial goal you should immediately begin putting part of that money automatically into a savings device. If you have your emergency fund in place, consider immediately depositing into an investment device.  Do this automatically, though. Your employer can typically deposit into two accounts, have them put 10% into your savings account. Investment products can be set up to automatically draft to make investments. This autopilot can be adjusted whenever needed but the effortless investing can be much easier than making regular deposits manually.